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Rent vs Own

Use this calculator to estimate monthly mortgage payments. Compared to the cost of renting and with the added benefits of mortgage interest and property tax deductions plus the potential for increased value in your home over time, owning outweighs renting in most scenarios.


$/month over payments
Federal 30-year interest rate: 6.77% last updated on Jul 18, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.